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Ground Floor Delight
For Sale

Ground Floor Delight

54 coolshade drive, havendale

USD $58,000,000

3 bd 3 ba 1,200 sqft
Garden
Pet Friendly
Gated

About this home

Experience rare ground-floor living in the heart of Havendale, St. Andrew, Jamaica — one of Kingston’s most established and desirable residential communities. This 3-bedroom, 3-bathroom apartment for sale at JMD $45,000,000 offers the perfect blend of comfort, security, and long-term value. Located within a small, intimate complex of only eight units, this home delivers privacy and peace — without the congestion of high-rise living. Whether you’re a Kingston-based professional looking to upgrade, or a diaspora buyer securing your return home, this property offers lifestyle and smart real estate positioning in one. Property Summary This spacious ground-floor apartment features three well-sized bedrooms, each with its own bathroom — ideal for families, remote professionals, or investors seeking strong rental potential. The layout flows comfortably from living to dining, with modern finishes and natural light throughout. Ground-floor access adds everyday convenience and long-term practicality. Key Features • 3 Bedrooms | 3 Bathrooms • Rare ground-floor unit • Only 8 units in the complex • Covered single carport • Quiet, upper middle-income neighborhood • Modern finishes • Strong resale and rental potential Location Benefits – Havendale Havendale offers quiet residential living while keeping you minutes away from major shopping centres, business districts, schools, medical facilities, and restaurants. It is one of St. Andrew’s most stable and established communities — making it attractive for homeowners and investors alike. Why This Is a Smart Move Ground-floor 3-bedroom apartments in Kingston are extremely limited. Inventory in this category does not last long. This is not just a home — it’s a secure lifestyle investment in Kingston real estate. Serious buyers should secure mortgage pre-approval before requesting a viewing. In today’s market, pre-approved buyers move first and negotiate from strength. Do not wait until this unit is under contract.
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Original sale price
USD $58,000,000
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Deposit

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Are you using an NHT loan?

20% · $11,600,000
$46,400,000

Purchase price minus deposit.

Estimated monthly payment

$308,700

Purchase price
$58,000,000
Deposit (20%)
$11,600,000
Loan amount
$46,400,000
Term
30 years
Interest rate
7%
Total interest (30 yr)$64,732,129

Estimate only. Talk to a lender for a personalized quote.

Can I afford this property?

Check your Debt Service Ratio (DSR) against major Jamaican banks.

Debt Service Ratio (DSR) is the percentage of your income that goes toward paying your debts each month.

In simple terms, it answers one question: "How much of your income is already committed before you take on a mortgage?"

$308,700

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Existing monthly debt payments (JMD)

Minimum payment on credit card limit (typically 5% of your credit card limit). E.g. if the credit limit is J$100,000, the minimum payment would be 5% or J$5,000.

Total existing debt
$0
+ Proposed new mortgage
$308,700
Total monthly obligations
$308,700

Bank DSR limits

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